Call reports 2005
FARMERS NATIONAL BANK OF CYNTHIANA, THE — 2005
What FARMERS NATIONAL BANK OF CYNTHIANA, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 113,474,000 | 115,740,000 | 118,105,000 | 121,472,000 |
| Total loans | 42,672,000 | 44,086,000 | 45,855,000 | 49,678,000 |
| Allowance for loan losses | 447,000 | 496,000 | 519,000 | 549,000 |
| Securities available for sale | 56,070,000 | 57,980,000 | 64,529,000 | 63,096,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,752,000 | 85,429,000 | 85,790,000 | 88,492,000 |
| Interest-bearing deposits | 69,833,000 | 71,443,000 | 72,957,000 | 74,958,000 |
| Noninterest-bearing deposits | 12,919,000 | 13,986,000 | 12,833,000 | 13,534,000 |
| Equity capital | 19,498,000 | 19,860,000 | 19,760,000 | 19,916,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,366,000 | 2,812,000 | 4,415,000 | 6,104,000 |
| Interest expense | 473,000 | 955,000 | 1,552,000 | 2,232,000 |
| Net interest income | 893,000 | 1,857,000 | 2,863,000 | 3,872,000 |
| Noninterest income | 193,000 | 425,000 | 627,000 | 861,000 |
| Noninterest expense | 623,000 | 1,216,000 | 1,853,000 | 2,627,000 |
| Provision for loan losses | 38,000 | 177,000 | 238,000 | 284,000 |
| Pretax income | 425,000 | 889,000 | 1,399,000 | 1,992,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 425,000 | 889,000 | 1,399,000 | 1,992,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,755,000 | 19,427,000 | 19,765,000 | 20,357,000 |
| Total capital | 20,202,000 | 19,923,000 | 20,284,000 | 20,906,000 |
| Risk-weighted assets | 56,886,000 | 58,155,000 | 60,505,000 | 64,590,000 |