Call reports 2004
FARMERS NATIONAL BANK OF CYNTHIANA, THE — 2004
What FARMERS NATIONAL BANK OF CYNTHIANA, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 115,705,000 | 112,722,000 | 110,263,000 | 114,324,000 |
| Total loans | 46,520,000 | 47,870,000 | 45,946,000 | 44,271,000 |
| Allowance for loan losses | 322,000 | 325,000 | 401,000 | 414,000 |
| Securities available for sale | 61,728,000 | 57,717,000 | 56,129,000 | 50,659,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,203,000 | 78,687,000 | 75,124,000 | 81,413,000 |
| Interest-bearing deposits | 73,937,000 | 67,111,000 | 62,902,000 | 69,095,000 |
| Noninterest-bearing deposits | 12,266,000 | 11,576,000 | 12,222,000 | 12,318,000 |
| Equity capital | 19,218,000 | 18,021,000 | 19,548,000 | 19,587,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,476,000 | 2,948,000 | 4,404,000 | 5,821,000 |
| Interest expense | 420,000 | 845,000 | 1,258,000 | 1,725,000 |
| Net interest income | 1,056,000 | 2,103,000 | 3,146,000 | 4,096,000 |
| Noninterest income | 170,000 | 337,000 | 526,000 | 739,000 |
| Noninterest expense | 553,000 | 1,131,000 | 1,706,000 | 2,453,000 |
| Provision for loan losses | 57,000 | 75,000 | 170,000 | 189,000 |
| Pretax income | 681,000 | 1,289,000 | 1,851,000 | 2,387,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 681,000 | 1,289,000 | 1,851,000 | 2,387,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,113,000 | 18,431,000 | 18,834,000 | 19,370,000 |
| Total capital | 18,435,000 | 18,756,000 | 19,235,000 | 19,784,000 |
| Risk-weighted assets | 58,881,000 | 60,901,000 | 60,333,000 | 58,324,000 |