Call reports 2002
FARMERS NATIONAL BANK OF CYNTHIANA, THE — 2002
What FARMERS NATIONAL BANK OF CYNTHIANA, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 98,793,000 | 104,834,000 | 108,795,000 | 105,346,000 |
| Total loans | 46,978,000 | 50,047,000 | 52,936,000 | 55,600,000 |
| Allowance for loan losses | 415,000 | 418,000 | 418,000 | 429,000 |
| Securities available for sale | 44,813,000 | 45,571,000 | 47,853,000 | 44,451,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,777,000 | 71,415,000 | 74,940,000 | 76,618,000 |
| Interest-bearing deposits | 55,511,000 | 59,978,000 | 63,162,000 | 64,158,000 |
| Noninterest-bearing deposits | 12,266,000 | 11,437,000 | 11,778,000 | 12,460,000 |
| Equity capital | 14,191,000 | 15,244,000 | 16,299,000 | 16,468,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,507,000 | 3,032,000 | 4,546,000 | 5,988,000 |
| Interest expense | 630,000 | 1,238,000 | 1,849,000 | 2,412,000 |
| Net interest income | 877,000 | 1,794,000 | 2,697,000 | 3,576,000 |
| Noninterest income | 115,000 | 229,000 | 347,000 | 518,000 |
| Noninterest expense | 489,000 | 976,000 | 1,477,000 | 2,061,000 |
| Provision for loan losses | 32,000 | 32,000 | 32,000 | 124,000 |
| Pretax income | 471,000 | 1,015,000 | 1,536,000 | 2,019,000 |
| Income tax | 109,000 | 236,000 | 353,000 | 458,000 |
| Net income | 362,000 | 779,000 | 1,183,000 | 1,561,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,538,000 | 14,956,000 | 15,360,000 | 15,738,000 |
| Total capital | 14,953,000 | 15,374,000 | 15,778,000 | 16,167,000 |
| Risk-weighted assets | 59,331,000 | 63,349,000 | 67,079,000 | 68,894,000 |