Call reports 2001
FARMERS NATIONAL BANK OF CYNTHIANA, THE — 2001
What FARMERS NATIONAL BANK OF CYNTHIANA, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 93,243,000 | 94,355,000 | 95,081,000 | 98,967,000 |
| Total loans | 44,451,000 | 46,384,000 | 48,399,000 | 46,848,000 |
| Allowance for loan losses | 554,000 | 558,000 | 395,000 | 413,000 |
| Securities available for sale | 36,572,000 | 38,966,000 | 40,353,000 | 41,587,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,085,000 | 63,766,000 | 65,091,000 | 68,752,000 |
| Interest-bearing deposits | 51,512,000 | 52,307,000 | 53,502,000 | 53,381,000 |
| Noninterest-bearing deposits | 11,573,000 | 11,459,000 | 11,589,000 | 15,371,000 |
| Equity capital | 13,170,000 | 13,367,000 | 14,033,000 | 13,952,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,633,000 | 3,289,000 | 4,979,000 | 6,580,000 |
| Interest expense | 839,000 | 1,662,000 | 2,441,000 | 3,145,000 |
| Net interest income | 794,000 | 1,627,000 | 2,538,000 | 3,435,000 |
| Noninterest income | 127,000 | 265,000 | 380,000 | 588,000 |
| Noninterest expense | 514,000 | 1,020,000 | 1,518,000 | 2,110,000 |
| Provision for loan losses | 37,000 | 37,000 | 237,000 | 288,000 |
| Pretax income | 370,000 | 835,000 | 1,170,000 | 1,667,000 |
| Income tax | 134,000 | 246,000 | 299,000 | 379,000 |
| Net income | 236,000 | 589,000 | 871,000 | 1,288,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,123,000 | 13,478,000 | 13,760,000 | 14,176,000 |
| Total capital | 13,677,000 | 14,036,000 | 14,155,000 | 14,589,000 |
| Risk-weighted assets | 52,353,000 | 57,107,000 | 58,524,000 | 58,988,000 |