Call reports 2025
TRUBANK — 2025
What TRUBANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 455,050,000 | 476,485,000 | 456,759,000 | 483,620,000 |
| Total loans | 278,490,000 | 286,765,000 | 295,876,000 | 291,563,000 |
| Allowance for loan losses | 2,936,000 | 3,071,000 | 3,207,000 | 3,342,000 |
| Securities available for sale | 111,431,000 | 113,229,000 | 118,677,000 | 123,727,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 345,771,000 | 343,934,000 | 338,761,000 | 354,157,000 |
| Interest-bearing deposits | 278,803,000 | 274,120,000 | 273,012,000 | 286,417,000 |
| Noninterest-bearing deposits | 66,968,000 | 69,814,000 | 65,749,000 | 67,740,000 |
| Equity capital | 40,806,000 | 43,171,000 | 45,370,000 | 45,156,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,477,000 | 11,582,000 | 17,892,000 | 24,192,000 |
| Interest expense | 2,087,000 | 4,323,000 | 6,546,000 | 8,819,000 |
| Net interest income | 3,390,000 | 7,259,000 | 11,346,000 | 15,373,000 |
| Noninterest income | 284,000 | 1,374,000 | 1,719,000 | 2,081,000 |
| Noninterest expense | 2,289,000 | 4,672,000 | 6,985,000 | 9,757,000 |
| Provision for loan losses | 135,000 | 270,000 | 405,000 | 540,000 |
| Pretax income | 1,250,000 | 3,691,000 | 5,675,000 | 7,157,000 |
| Income tax | 206,000 | 655,000 | 1,148,000 | 1,298,000 |
| Net income | 1,044,000 | 3,036,000 | 4,527,000 | 5,859,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,615,000 | 43,180,000 | 44,694,000 | 43,949,000 |