Call reports 2024
TRUBANK — 2024
What TRUBANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 432,156,000 | 416,153,000 | 420,926,000 | 434,273,000 |
| Total loans | 271,417,000 | 267,807,000 | 266,573,000 | 277,924,000 |
| Allowance for loan losses | 3,081,000 | 3,172,000 | 3,279,000 | 2,800,000 |
| Securities available for sale | 112,198,000 | 109,834,000 | 104,852,000 | 114,832,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 330,668,000 | 314,965,000 | 325,153,000 | 338,097,000 |
| Interest-bearing deposits | 261,240,000 | 252,743,000 | 259,365,000 | 271,066,000 |
| Noninterest-bearing deposits | 69,428,000 | 62,222,000 | 65,788,000 | 67,031,000 |
| Equity capital | 38,160,000 | 38,392,000 | 41,053,000 | 40,110,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 5,067,000 | 10,137,000 | 15,316,000 | 20,849,000 |
| Interest expense | 2,148,000 | 4,253,000 | 6,376,000 | 8,503,000 |
| Net interest income | 2,919,000 | 5,884,000 | 8,940,000 | 12,346,000 |
| Noninterest income | 284,000 | 557,000 | 861,000 | 1,235,000 |
| Noninterest expense | 2,351,000 | 4,700,000 | 7,013,000 | 9,422,000 |
| Provision for loan losses | 90,000 | 180,000 | 285,000 | 420,000 |
| Pretax income | 762,000 | 1,561,000 | 2,503,000 | 3,739,000 |
| Income tax | 108,000 | 262,000 | 448,000 | 577,000 |
| Net income | 654,000 | 1,299,000 | 2,055,000 | 3,162,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,296,000 | 41,164,000 | 41,843,000 | 41,773,000 |