Call reports 2023
TRUBANK — 2023
What TRUBANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 418,995,000 | 428,495,000 | 430,586,000 | 437,738,000 |
| Total loans | 252,323,000 | 261,911,000 | 267,549,000 | 268,624,000 |
| Allowance for loan losses | 2,796,000 | 2,887,000 | 2,977,000 | 2,990,000 |
| Securities available for sale | 131,969,000 | 127,454,000 | 121,791,000 | 115,581,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 327,134,000 | 327,768,000 | 328,012,000 | 336,100,000 |
| Interest-bearing deposits | 259,793,000 | 262,066,000 | 260,116,000 | 269,806,000 |
| Noninterest-bearing deposits | 67,341,000 | 65,702,000 | 67,897,000 | 66,294,000 |
| Equity capital | 35,859,000 | 35,627,000 | 35,693,000 | 37,639,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,947,000 | 8,270,000 | 13,232,000 | 18,232,000 |
| Interest expense | 1,252,000 | 2,887,000 | 4,790,000 | 6,912,000 |
| Net interest income | 2,695,000 | 5,383,000 | 8,442,000 | 11,320,000 |
| Noninterest income | 722,000 | 1,444,000 | 1,758,000 | 2,051,000 |
| Noninterest expense | 2,220,000 | 4,343,000 | 6,423,000 | 8,852,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 1,107,000 | 2,304,000 | 3,507,000 | 4,159,000 |
| Income tax | 127,000 | 247,000 | 495,000 | 644,000 |
| Net income | 980,000 | 2,057,000 | 3,012,000 | 3,515,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,061,000 | 40,418,000 | 41,219,000 | 40,619,000 |