Call reports 2022
TRUBANK — 2022
What TRUBANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 410,673,000 | 404,212,000 | 406,467,000 | 415,445,000 |
| Total loans | 225,569,000 | 236,651,000 | 241,085,000 | 251,009,000 |
| Allowance for loan losses | 2,461,000 | 2,551,000 | 2,642,000 | 2,732,000 |
| Securities available for sale | 125,484,000 | 126,479,000 | 126,021,000 | 131,353,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 343,768,000 | 339,080,000 | 343,585,000 | 326,560,000 |
| Interest-bearing deposits | 276,241,000 | 270,514,000 | 273,156,000 | 256,139,000 |
| Noninterest-bearing deposits | 67,527,000 | 68,566,000 | 70,429,000 | 70,421,000 |
| Equity capital | 35,817,000 | 34,064,000 | 32,341,000 | 33,523,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,982,000 | 6,279,000 | 9,743,000 | 13,683,000 |
| Interest expense | 303,000 | 622,000 | 1,120,000 | 1,929,000 |
| Net interest income | 2,679,000 | 5,657,000 | 8,623,000 | 11,754,000 |
| Noninterest income | 290,000 | 585,000 | 1,005,000 | 1,282,000 |
| Noninterest expense | 2,205,000 | 4,365,000 | 6,407,000 | 8,731,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 674,000 | 1,697,000 | 2,951,000 | 3,945,000 |
| Income tax | 116,000 | 284,000 | 547,000 | 698,000 |
| Net income | 558,000 | 1,413,000 | 2,404,000 | 3,247,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,854,000 | 38,133,000 | 39,146,000 | 39,057,000 |