Call reports 2021
TRUBANK — 2021
What TRUBANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 382,774,000 | 394,982,000 | 408,386,000 | 412,884,000 |
| Total loans | 222,350,000 | 219,178,000 | 219,127,000 | 223,449,000 |
| Allowance for loan losses | 2,104,000 | 2,194,000 | 2,285,000 | 2,371,000 |
| Securities available for sale | 69,170,000 | 72,856,000 | 94,498,000 | 120,583,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 314,434,000 | 326,252,000 | 337,563,000 | 341,022,000 |
| Interest-bearing deposits | 249,272,000 | 257,990,000 | 270,067,000 | 270,108,000 |
| Noninterest-bearing deposits | 65,162,000 | 68,262,000 | 67,496,000 | 70,914,000 |
| Equity capital | 38,581,000 | 38,889,000 | 39,405,000 | 39,725,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,821,000 | 6,081,000 | 9,323,000 | 12,763,000 |
| Interest expense | 437,000 | 835,000 | 1,198,000 | 1,541,000 |
| Net interest income | 2,384,000 | 5,246,000 | 8,125,000 | 11,222,000 |
| Noninterest income | 884,000 | 1,228,000 | 1,535,000 | 3,084,000 |
| Noninterest expense | 2,222,000 | 4,368,000 | 6,534,000 | 8,947,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 956,000 | 1,926,000 | 2,856,000 | 4,999,000 |
| Income tax | 91,000 | 222,000 | 408,000 | 637,000 |
| Net income | 865,000 | 1,704,000 | 2,448,000 | 4,362,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,173,000 | 35,519,000 | 36,286,000 | 37,250,000 |