Call reports 2020
TRUBANK — 2020
What TRUBANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 320,605,000 | 336,137,000 | 342,468,000 | 365,133,000 |
| Total loans | 219,967,000 | 211,465,000 | 214,536,000 | 205,514,000 |
| Allowance for loan losses | 1,856,000 | 1,927,000 | 1,938,000 | 2,014,000 |
| Securities available for sale | 54,145,000 | 46,174,000 | 50,638,000 | 62,133,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 264,084,000 | 276,001,000 | 282,205,000 | 297,583,000 |
| Interest-bearing deposits | 220,890,000 | 221,413,000 | 225,398,000 | 237,712,000 |
| Noninterest-bearing deposits | 43,194,000 | 54,588,000 | 56,807,000 | 59,871,000 |
| Equity capital | 36,930,000 | 37,723,000 | 38,306,000 | 38,043,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,297,000 | 6,595,000 | 9,763,000 | 12,916,000 |
| Interest expense | 688,000 | 1,307,000 | 1,871,000 | 2,389,000 |
| Net interest income | 2,609,000 | 5,288,000 | 7,892,000 | 10,527,000 |
| Noninterest income | 513,000 | 867,000 | 1,194,000 | 1,550,000 |
| Noninterest expense | 1,975,000 | 3,900,000 | 5,880,000 | 8,126,000 |
| Provision for loan losses | 260,000 | 330,000 | 420,000 | 510,000 |
| Pretax income | 887,000 | 2,152,000 | 3,013,000 | 3,668,000 |
| Income tax | 148,000 | 376,000 | 562,000 | 565,000 |
| Net income | 739,000 | 1,776,000 | 2,451,000 | 3,103,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,376,000 | 33,761,000 | 34,460,000 | 34,284,000 |