Call reports 2019
TRUBANK — 2019
What TRUBANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 310,581,000 | 307,672,000 | 305,562,000 | 312,062,000 |
| Total loans | 205,664,000 | 202,060,000 | 204,507,000 | 206,918,000 |
| Allowance for loan losses | 1,579,000 | 1,660,000 | 1,690,000 | 1,719,000 |
| Securities available for sale | 58,438,000 | 56,274,000 | 55,785,000 | 55,334,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 249,338,000 | 249,412,000 | 250,037,000 | 254,065,000 |
| Interest-bearing deposits | 207,652,000 | 209,150,000 | 205,090,000 | 205,612,000 |
| Noninterest-bearing deposits | 41,686,000 | 40,262,000 | 44,947,000 | 48,453,000 |
| Equity capital | 34,810,000 | 35,441,000 | 36,316,000 | 35,993,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,119,000 | 6,318,000 | 9,544,000 | 12,753,000 |
| Interest expense | 638,000 | 1,315,000 | 2,004,000 | 2,691,000 |
| Net interest income | 2,481,000 | 5,003,000 | 7,540,000 | 10,062,000 |
| Noninterest income | 319,000 | 803,000 | 1,200,000 | 1,496,000 |
| Noninterest expense | 2,003,000 | 4,022,000 | 5,967,000 | 8,046,000 |
| Provision for loan losses | 30,000 | 110,000 | 140,000 | 170,000 |
| Pretax income | 767,000 | 1,674,000 | 2,636,000 | 3,475,000 |
| Income tax | 122,000 | 266,000 | 454,000 | 646,000 |
| Net income | 645,000 | 1,408,000 | 2,182,000 | 2,829,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,791,000 | 31,962,000 | 32,759,000 | 32,615,000 |
| Total capital | 33,370,000 | 33,622,000 | 34,449,000 | 34,334,000 |
| Risk-weighted assets | 230,683,000 | 225,205,000 | 225,626,000 | 230,739,000 |