Call reports 2018
TRUBANK — 2018
What TRUBANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 296,119,000 | 294,694,000 | 295,840,000 | 305,883,000 |
| Total loans | 181,626,000 | 187,672,000 | 190,749,000 | 204,562,000 |
| Allowance for loan losses | 1,545,000 | 1,547,000 | 1,548,000 | 1,549,000 |
| Securities available for sale | 65,131,000 | 62,291,000 | 61,072,000 | 59,948,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 240,193,000 | 234,590,000 | 238,787,000 | 246,593,000 |
| Interest-bearing deposits | 196,348,000 | 191,327,000 | 195,390,000 | 203,850,000 |
| Noninterest-bearing deposits | 43,845,000 | 43,263,000 | 43,397,000 | 42,743,000 |
| Equity capital | 32,276,000 | 32,472,000 | 33,057,000 | 33,609,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,781,000 | 5,789,000 | 8,827,000 | 11,964,000 |
| Interest expense | 351,000 | 760,000 | 1,227,000 | 1,761,000 |
| Net interest income | 2,430,000 | 5,029,000 | 7,600,000 | 10,203,000 |
| Noninterest income | 325,000 | 662,000 | 1,239,000 | 1,543,000 |
| Noninterest expense | 1,893,000 | 3,843,000 | 5,841,000 | 7,909,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 862,000 | 1,848,000 | 2,998,000 | 3,837,000 |
| Income tax | 162,000 | 354,000 | 574,000 | 732,000 |
| Net income | 700,000 | 1,494,000 | 2,424,000 | 3,105,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,894,000 | 30,151,000 | 31,018,000 | 31,123,000 |
| Total capital | 31,439,000 | 31,698,000 | 32,566,000 | 32,672,000 |
| Risk-weighted assets | 213,160,000 | 217,757,000 | 219,760,000 | 231,255,000 |