Call reports 2016
TRUBANK — 2016
What TRUBANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 165,167,000 | 158,844,000 | 161,375,000 | 295,121,000 |
| Total loans | 82,836,000 | 86,428,000 | 92,661,000 | 186,919,000 |
| Allowance for loan losses | 1,386,000 | 1,387,000 | 1,389,000 | 1,459,000 |
| Securities available for sale | 50,837,000 | 50,456,000 | 50,258,000 | 53,850,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,101,000 | 132,369,000 | 134,865,000 | 240,841,000 |
| Interest-bearing deposits | 106,555,000 | 103,211,000 | 104,266,000 | 190,565,000 |
| Noninterest-bearing deposits | 30,546,000 | 29,158,000 | 30,599,000 | 50,276,000 |
| Equity capital | 15,621,000 | 13,954,000 | 14,147,000 | 30,448,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,316,000 | 2,692,000 | 4,139,000 | 11,158,000 |
| Interest expense | 172,000 | 337,000 | 500,000 | 1,214,000 |
| Net interest income | 1,144,000 | 2,355,000 | 3,639,000 | 9,944,000 |
| Noninterest income | 193,000 | 387,000 | 611,000 | 1,579,000 |
| Noninterest expense | 1,073,000 | 2,125,000 | 3,227,000 | 9,060,000 |
| Provision for loan losses | 0 | 0 | 0 | 70,000 |
| Pretax income | 264,000 | 617,000 | 1,023,000 | 2,484,000 |
| Income tax | 60,000 | 152,000 | 263,000 | 636,000 |
| Net income | 204,000 | 465,000 | 760,000 | 1,848,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,454,000 | 13,634,000 | 13,931,000 | 27,631,000 |
| Total capital | 16,636,000 | 14,819,000 | 15,194,000 | 29,090,000 |
| Risk-weighted assets | 94,401,000 | 94,584,000 | 100,897,000 | 209,659,000 |