Call reports 2015
TRUBANK — 2015
What TRUBANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 165,054,000 | 163,944,000 | 159,920,000 | 163,820,000 |
| Total loans | 75,904,000 | 76,696,000 | 80,130,000 | 81,349,000 |
| Allowance for loan losses | 1,410,000 | 1,446,000 | 1,449,000 | 1,431,000 |
| Securities available for sale | 50,602,000 | 47,777,000 | 51,814,000 | 50,659,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,492,000 | 135,764,000 | 130,620,000 | 136,262,000 |
| Interest-bearing deposits | 118,944,000 | 105,911,000 | 101,076,000 | 103,929,000 |
| Noninterest-bearing deposits | 29,547,000 | 29,853,000 | 29,544,000 | 32,334,000 |
| Equity capital | 15,184,000 | 15,300,000 | 15,642,000 | 15,269,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,240,000 | 2,533,000 | 3,819,000 | 5,162,000 |
| Interest expense | 172,000 | 344,000 | 502,000 | 653,000 |
| Net interest income | 1,068,000 | 2,189,000 | 3,317,000 | 4,509,000 |
| Noninterest income | 226,000 | 424,000 | 641,000 | 872,000 |
| Noninterest expense | 967,000 | 1,983,000 | 3,003,000 | 4,065,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 337,000 | 639,000 | 964,000 | 1,325,000 |
| Income tax | 99,000 | 169,000 | 263,000 | 363,000 |
| Net income | 238,000 | 470,000 | 701,000 | 962,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,033,000 | 15,270,000 | 15,495,000 | 15,239,000 |
| Total capital | 16,050,000 | 16,310,000 | 16,598,000 | 16,374,000 |
| Risk-weighted assets | 80,987,000 | 82,809,000 | 87,888,000 | 90,572,000 |