Call reports 2014
TRUBANK — 2014
What TRUBANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 160,909,000 | 156,579,000 | 156,415,000 | 161,555,000 |
| Total loans | 73,201,000 | 73,228,000 | 72,121,000 | 74,410,000 |
| Allowance for loan losses | 1,554,000 | 1,453,000 | 1,410,000 | 1,410,000 |
| Securities available for sale | 46,666,000 | 46,217,000 | 49,883,000 | 51,626,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,740,000 | 133,568,000 | 132,365,000 | 135,858,000 |
| Interest-bearing deposits | 109,760,000 | 107,863,000 | 106,996,000 | 106,883,000 |
| Noninterest-bearing deposits | 25,980,000 | 25,705,000 | 25,369,000 | 28,975,000 |
| Equity capital | 14,406,000 | 14,668,000 | 14,870,000 | 14,778,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,234,000 | 2,473,000 | 3,730,000 | 5,017,000 |
| Interest expense | 177,000 | 354,000 | 532,000 | 706,000 |
| Net interest income | 1,057,000 | 2,119,000 | 3,198,000 | 4,311,000 |
| Noninterest income | 197,000 | 386,000 | 565,000 | 770,000 |
| Noninterest expense | 1,001,000 | 1,997,000 | 2,973,000 | 3,954,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 376,000 | 631,000 | 939,000 | 1,304,000 |
| Income tax | 101,000 | 161,000 | 241,000 | 365,000 |
| Net income | 275,000 | 470,000 | 698,000 | 939,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,349,000 | 14,545,000 | 14,773,000 | 14,766,000 |
| Total capital | 15,344,000 | 15,527,000 | 15,739,000 | 15,778,000 |
| Risk-weighted assets | 79,013,000 | 78,076,000 | 76,873,000 | 80,550,000 |