Call reports 2013
TRUBANK — 2013
What TRUBANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 158,185,000 | 153,182,000 | 151,478,000 | 154,692,000 |
| Total loans | 71,084,000 | 72,176,000 | 72,320,000 | 73,440,000 |
| Allowance for loan losses | 1,604,000 | 1,604,000 | 1,613,000 | 1,564,000 |
| Securities available for sale | 47,160,000 | 49,079,000 | 50,480,000 | 49,947,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,541,000 | 128,379,000 | 125,713,000 | 130,172,000 |
| Interest-bearing deposits | 108,425,000 | 105,010,000 | 102,271,000 | 102,793,000 |
| Noninterest-bearing deposits | 25,116,000 | 23,369,000 | 23,442,000 | 27,379,000 |
| Equity capital | 14,099,000 | 13,819,000 | 14,154,000 | 14,157,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,252,000 | 2,549,000 | 3,865,000 | 5,149,000 |
| Interest expense | 187,000 | 374,000 | 559,000 | 740,000 |
| Net interest income | 1,065,000 | 2,175,000 | 3,306,000 | 4,409,000 |
| Noninterest income | 354,000 | 574,000 | 793,000 | 965,000 |
| Noninterest expense | 1,059,000 | 2,080,000 | 3,162,000 | 4,139,000 |
| Provision for loan losses | 75,000 | 120,000 | 130,000 | 130,000 |
| Pretax income | 286,000 | 550,000 | 808,000 | 1,106,000 |
| Income tax | 68,000 | 122,000 | 185,000 | 251,000 |
| Net income | 218,000 | 428,000 | 623,000 | 855,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,682,000 | 13,894,000 | 14,090,000 | 14,073,000 |
| Total capital | 14,662,000 | 14,866,000 | 15,063,000 | 15,056,000 |
| Risk-weighted assets | 77,744,000 | 77,111,000 | 77,218,000 | 78,029,000 |