Call reports 2012
TRUBANK — 2012
What TRUBANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 157,961,000 | 154,546,000 | 145,863,000 | 149,756,000 |
| Total loans | 72,116,000 | 75,983,000 | 75,656,000 | 71,340,000 |
| Allowance for loan losses | 1,430,000 | 1,529,000 | 1,604,000 | 1,529,000 |
| Securities available for sale | 46,766,000 | 50,035,000 | 49,207,000 | 43,460,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,513,000 | 129,346,000 | 126,018,000 | 129,544,000 |
| Interest-bearing deposits | 109,681,000 | 106,476,000 | 104,999,000 | 103,642,000 |
| Noninterest-bearing deposits | 21,832,000 | 22,870,000 | 21,019,000 | 25,902,000 |
| Equity capital | 14,214,000 | 14,296,000 | 14,578,000 | 13,936,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,407,000 | 2,827,000 | 4,267,000 | 5,629,000 |
| Interest expense | 262,000 | 501,000 | 718,000 | 912,000 |
| Net interest income | 1,145,000 | 2,326,000 | 3,549,000 | 4,717,000 |
| Noninterest income | 237,000 | 527,000 | 739,000 | 961,000 |
| Noninterest expense | 1,069,000 | 2,125,000 | 3,204,000 | 4,267,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 238,000 | 739,000 | 1,021,000 | 1,466,000 |
| Income tax | 36,000 | 166,000 | 243,000 | 375,000 |
| Net income | 202,000 | 573,000 | 778,000 | 1,091,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,569,000 | 13,693,000 | 13,899,000 | 13,463,000 |
| Total capital | 14,559,000 | 14,706,000 | 14,893,000 | 14,417,000 |
| Risk-weighted assets | 78,778,000 | 80,536,000 | 78,953,000 | 75,766,000 |