Call reports 2011
TRUBANK — 2011
What TRUBANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 137,745,000 | 137,084,000 | 144,299,000 | 159,147,000 |
| Total loans | 73,679,000 | 73,732,000 | 73,762,000 | 72,604,000 |
| Allowance for loan losses | 1,389,000 | 1,447,000 | 1,522,000 | 1,353,000 |
| Securities available for sale | 36,167,000 | 38,237,000 | 37,540,000 | 45,850,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,600,000 | 116,544,000 | 122,926,000 | 127,937,000 |
| Interest-bearing deposits | 97,945,000 | 97,965,000 | 104,406,000 | 105,334,000 |
| Noninterest-bearing deposits | 18,655,000 | 18,579,000 | 18,520,000 | 22,603,000 |
| Equity capital | 12,717,000 | 13,277,000 | 13,769,000 | 14,058,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,431,000 | 3,020,000 | 4,490,000 | 5,961,000 |
| Interest expense | 271,000 | 539,000 | 805,000 | 1,084,000 |
| Net interest income | 1,160,000 | 2,481,000 | 3,685,000 | 4,877,000 |
| Noninterest income | 167,000 | 329,000 | 597,000 | 872,000 |
| Noninterest expense | 1,047,000 | 2,064,000 | 3,148,000 | 4,215,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 205,000 | 596,000 | 909,000 | 1,234,000 |
| Income tax | 28,000 | 128,000 | 183,000 | 254,000 |
| Net income | 177,000 | 468,000 | 726,000 | 980,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,560,000 | 12,852,000 | 13,112,000 | 13,366,000 |
| Total capital | 13,558,000 | 13,817,000 | 14,093,000 | 14,267,000 |
| Risk-weighted assets | 79,419,000 | 76,742,000 | 77,947,000 | 79,704,000 |