Call reports 2010
TRUBANK — 2010
What TRUBANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 131,886,000 | 129,833,000 | 131,177,000 | 132,763,000 |
| Total loans | 71,858,000 | 73,472,000 | 74,507,000 | 72,660,000 |
| Allowance for loan losses | 1,136,000 | 1,208,000 | 1,290,000 | 1,315,000 |
| Securities available for sale | 36,139,000 | 33,634,000 | 28,369,000 | 31,806,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,270,000 | 110,281,000 | 109,869,000 | 112,146,000 |
| Interest-bearing deposits | 95,315,000 | 93,044,000 | 93,078,000 | 93,819,000 |
| Noninterest-bearing deposits | 15,955,000 | 17,237,000 | 16,791,000 | 18,327,000 |
| Equity capital | 11,881,000 | 12,220,000 | 12,626,000 | 12,372,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,532,000 | 3,047,000 | 4,538,000 | 5,990,000 |
| Interest expense | 378,000 | 729,000 | 1,047,000 | 1,344,000 |
| Net interest income | 1,154,000 | 2,318,000 | 3,491,000 | 4,646,000 |
| Noninterest income | 156,000 | 298,000 | 481,000 | 651,000 |
| Noninterest expense | 1,016,000 | 2,009,000 | 3,092,000 | 4,081,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 219,000 | 590,000 | 935,000 | 1,226,000 |
| Income tax | 38,000 | 99,000 | 183,000 | 241,000 |
| Net income | 181,000 | 491,000 | 752,000 | 985,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,589,000 | 11,900,000 | 12,162,000 | 12,382,000 |
| Total capital | 12,670,000 | 12,987,000 | 13,257,000 | 13,401,000 |
| Risk-weighted assets | 86,414,000 | 86,799,000 | 87,248,000 | 81,254,000 |