Call reports 2009
TRUBANK — 2009
What TRUBANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 130,244,000 | 121,583,000 | 125,343,000 | 126,621,000 |
| Total loans | 70,831,000 | 71,825,000 | 69,854,000 | 69,529,000 |
| Allowance for loan losses | 1,099,000 | 1,224,000 | 1,021,000 | 994,000 |
| Securities available for sale | 31,473,000 | 23,714,000 | 29,840,000 | 30,828,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,026,000 | 102,814,000 | 104,771,000 | 106,860,000 |
| Interest-bearing deposits | 96,749,000 | 89,051,000 | 91,029,000 | 91,919,000 |
| Noninterest-bearing deposits | 14,277,000 | 13,763,000 | 13,742,000 | 14,941,000 |
| Equity capital | 11,066,000 | 11,214,000 | 11,657,000 | 11,707,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,587,000 | 3,173,000 | 4,707,000 | 6,213,000 |
| Interest expense | 614,000 | 1,123,000 | 1,575,000 | 1,988,000 |
| Net interest income | 973,000 | 2,050,000 | 3,132,000 | 4,225,000 |
| Noninterest income | 173,000 | 377,000 | 588,000 | 752,000 |
| Noninterest expense | 920,000 | 1,861,000 | 2,810,000 | 3,816,000 |
| Provision for loan losses | 75,000 | 200,000 | 325,000 | 450,000 |
| Pretax income | 283,000 | 701,000 | 920,000 | 1,157,000 |
| Income tax | 66,000 | 165,000 | 227,000 | 276,000 |
| Net income | 217,000 | 536,000 | 693,000 | 881,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,701,000 | 11,061,000 | 11,218,000 | 11,407,000 |
| Total capital | 11,749,000 | 12,079,000 | 12,239,000 | 12,401,000 |
| Risk-weighted assets | 83,757,000 | 81,208,000 | 82,036,000 | 82,672,000 |