Call reports 2008
TRUBANK — 2008
What TRUBANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 120,394,000 | 121,025,000 | 120,468,000 | 127,331,000 |
| Total loans | 75,123,000 | 73,370,000 | 74,142,000 | 72,702,000 |
| Allowance for loan losses | 847,000 | 824,000 | 883,000 | 976,000 |
| Securities available for sale | 22,140,000 | 25,445,000 | 25,962,000 | 27,479,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,001,000 | 102,532,000 | 101,467,000 | 108,096,000 |
| Interest-bearing deposits | 88,757,000 | 88,885,000 | 88,069,000 | 94,448,000 |
| Noninterest-bearing deposits | 14,244,000 | 13,647,000 | 13,398,000 | 13,648,000 |
| Equity capital | 10,908,000 | 10,447,000 | 10,703,000 | 10,967,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,687,000 | 3,349,000 | 5,076,000 | 6,742,000 |
| Interest expense | 789,000 | 1,504,000 | 2,159,000 | 2,811,000 |
| Net interest income | 898,000 | 1,845,000 | 2,917,000 | 3,931,000 |
| Noninterest income | 167,000 | 357,000 | 503,000 | 655,000 |
| Noninterest expense | 905,000 | 1,852,000 | 2,819,000 | 3,778,000 |
| Provision for loan losses | 60,000 | 595,000 | 655,000 | 1,115,000 |
| Pretax income | 100,000 | 36,000 | 227,000 | -26,000 |
| Income tax | 8,000 | -26,000 | -26,000 | -176,000 |
| Net income | 92,000 | 62,000 | 253,000 | 150,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,373,000 | 10,343,000 | 10,575,000 | 10,483,000 |
| Total capital | 11,220,000 | 11,168,000 | 11,458,000 | 11,459,000 |
| Risk-weighted assets | 83,781,000 | 82,934,000 | 83,443,000 | 84,141,000 |