Call reports 2006
TRUBANK — 2006
What TRUBANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 97,457,000 | 100,303,000 | 103,976,000 | 103,915,000 |
| Total loans | 68,573,000 | 69,546,000 | 72,553,000 | 69,991,000 |
| Allowance for loan losses | 1,032,000 | 1,048,000 | 1,035,000 | 1,038,000 |
| Securities available for sale | 19,678,000 | 23,346,000 | 22,523,000 | 21,365,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,020,000 | 80,800,000 | 81,934,000 | 83,244,000 |
| Interest-bearing deposits | 69,724,000 | 68,867,000 | 69,718,000 | 71,173,000 |
| Noninterest-bearing deposits | 12,296,000 | 11,933,000 | 12,216,000 | 12,071,000 |
| Equity capital | 8,958,000 | 9,098,000 | 9,551,000 | 9,757,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,432,000 | 2,992,000 | 4,605,000 | 6,222,000 |
| Interest expense | 540,000 | 1,175,000 | 1,849,000 | 2,587,000 |
| Net interest income | 892,000 | 1,817,000 | 2,756,000 | 3,635,000 |
| Noninterest income | 163,000 | 366,000 | 570,000 | 783,000 |
| Noninterest expense | 768,000 | 1,548,000 | 2,329,000 | 3,091,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 72,000 |
| Pretax income | 268,000 | 599,000 | 943,000 | 1,255,000 |
| Income tax | 78,000 | 184,000 | 294,000 | 381,000 |
| Net income | 190,000 | 415,000 | 649,000 | 874,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,797,000 | 9,442,000 | 9,464,000 | 9,688,000 |
| Total capital | 10,661,000 | 10,334,000 | 10,412,000 | 10,616,000 |
| Risk-weighted assets | 68,928,000 | 71,264,000 | 75,782,000 | 74,158,000 |