Call reports 2002
TRUBANK — 2002
What TRUBANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 51,232,000 | 52,298,000 | 55,014,000 | 55,911,000 |
| Total loans | 33,151,000 | 33,920,000 | 35,355,000 | 35,649,000 |
| Allowance for loan losses | 478,000 | 496,000 | 514,000 | 521,000 |
| Securities available for sale | 11,995,000 | 10,836,000 | 11,579,000 | 13,845,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,564,000 | 45,752,000 | 46,713,000 | 47,206,000 |
| Interest-bearing deposits | 38,086,000 | 38,918,000 | 40,417,000 | 40,789,000 |
| Noninterest-bearing deposits | 7,478,000 | 6,834,000 | 6,296,000 | 6,417,000 |
| Equity capital | 4,226,000 | 4,436,000 | 4,656,000 | 4,815,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 853,000 | 1,731,000 | 2,651,000 | 3,537,000 |
| Interest expense | 352,000 | 694,000 | 1,038,000 | 1,360,000 |
| Net interest income | 501,000 | 1,037,000 | 1,613,000 | 2,177,000 |
| Noninterest income | 95,000 | 202,000 | 340,000 | 512,000 |
| Noninterest expense | 389,000 | 787,000 | 1,197,000 | 1,659,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 72,000 |
| Pretax income | 189,000 | 416,000 | 702,000 | 958,000 |
| Income tax | 62,000 | 145,000 | 240,000 | 335,000 |
| Net income | 127,000 | 271,000 | 462,000 | 623,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,914,000 | 4,059,000 | 4,251,000 | 4,400,000 |
| Total capital | 4,377,000 | 4,539,000 | 4,682,000 | 4,838,000 |
| Risk-weighted assets | 37,055,000 | 38,372,000 | 34,287,000 | 34,962,000 |