Call reports 2004
JACKSON BANK & TRUST — 2004
What JACKSON BANK & TRUST reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 162,223,000 | 161,837,000 | 166,085,000 | 167,861,000 |
| Total loans | 104,170,000 | 108,017,000 | 112,180,000 | 112,903,000 |
| Allowance for loan losses | 1,898,000 | 1,826,000 | 1,807,000 | 1,752,000 |
| Securities available for sale | 40,918,000 | 40,597,000 | 40,856,000 | 40,791,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,115,000 | 132,851,000 | 136,252,000 | 137,825,000 |
| Interest-bearing deposits | 115,807,000 | 113,375,000 | 115,916,000 | 118,639,000 |
| Noninterest-bearing deposits | 17,308,000 | 19,476,000 | 20,336,000 | 19,186,000 |
| Equity capital | 16,802,000 | 16,560,000 | 17,578,000 | 17,810,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,061,000 | 4,167,000 | 6,315,000 | 8,535,000 |
| Interest expense | 647,000 | 1,283,000 | 1,925,000 | 2,610,000 |
| Net interest income | 1,414,000 | 2,884,000 | 4,390,000 | 5,925,000 |
| Noninterest income | 343,000 | 814,000 | 1,190,000 | 1,545,000 |
| Noninterest expense | 1,295,000 | 2,583,000 | 3,859,000 | 5,122,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 466,000 | 1,126,000 | 1,740,000 | 2,375,000 |
| Income tax | 114,000 | 301,000 | 469,000 | 651,000 |
| Net income | 352,000 | 825,000 | 1,271,000 | 1,724,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,031,000 | 16,505,000 | 16,950,000 | 17,403,000 |
| Total capital | 17,318,000 | 17,827,000 | 18,306,000 | 18,771,000 |
| Risk-weighted assets | 102,350,000 | 105,225,000 | 107,998,000 | 109,067,000 |