Call reports 2002
JACKSON BANK & TRUST — 2002
What JACKSON BANK & TRUST reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 149,628,000 | 145,610,000 | 149,594,000 | 150,862,000 |
| Total loans | 89,128,000 | 88,718,000 | 88,158,000 | 89,784,000 |
| Allowance for loan losses | 2,500,000 | 2,501,000 | 2,501,000 | 2,042,000 |
| Securities available for sale | 42,077,000 | 44,968,000 | 46,294,000 | 46,562,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,978,000 | 118,867,000 | 122,620,000 | 123,368,000 |
| Interest-bearing deposits | 108,524,000 | 104,763,000 | 108,356,000 | 105,676,000 |
| Noninterest-bearing deposits | 15,454,000 | 14,104,000 | 14,264,000 | 17,692,000 |
| Equity capital | 13,602,000 | 14,427,000 | 15,144,000 | 15,718,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,353,000 | 4,661,000 | 6,929,000 | 9,143,000 |
| Interest expense | 1,068,000 | 1,972,000 | 2,828,000 | 3,643,000 |
| Net interest income | 1,285,000 | 2,689,000 | 4,101,000 | 5,500,000 |
| Noninterest income | 356,000 | 627,000 | 934,000 | 1,314,000 |
| Noninterest expense | 1,298,000 | 2,537,000 | 3,705,000 | 4,940,000 |
| Provision for loan losses | 119,000 | 281,000 | 315,000 | -125,000 |
| Pretax income | 224,000 | 498,000 | 1,037,000 | 2,021,000 |
| Income tax | 52,000 | 119,000 | 285,000 | 604,000 |
| Net income | 172,000 | 379,000 | 752,000 | 1,417,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,822,000 | 14,029,000 | 14,402,000 | 15,067,000 |
| Total capital | 14,946,000 | 15,125,000 | 15,496,000 | 16,196,000 |
| Risk-weighted assets | 88,508,000 | 86,283,000 | 86,152,000 | 89,400,000 |