Call reports 2001
JACKSON BANK & TRUST — 2001
What JACKSON BANK & TRUST reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 150,893,000 | 149,688,000 | 149,684,000 | 151,717,000 |
| Total loans | 106,903,000 | 103,475,000 | 97,672,000 | 94,325,000 |
| Allowance for loan losses | 2,500,000 | 2,511,000 | 2,500,000 | 2,503,000 |
| Securities available for sale | 23,533,000 | 26,627,000 | 35,822,000 | 35,669,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,388,000 | 122,094,000 | 122,387,000 | 124,922,000 |
| Interest-bearing deposits | 108,789,000 | 105,352,000 | 106,119,000 | 108,069,000 |
| Noninterest-bearing deposits | 14,599,000 | 16,742,000 | 16,268,000 | 16,853,000 |
| Equity capital | 13,339,000 | 13,654,000 | 14,131,000 | 13,926,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,939,000 | 5,823,000 | 8,592,000 | 11,206,000 |
| Interest expense | 1,549,000 | 3,049,000 | 4,437,000 | 5,686,000 |
| Net interest income | 1,390,000 | 2,774,000 | 4,155,000 | 5,520,000 |
| Noninterest income | 347,000 | 641,000 | 909,000 | 1,224,000 |
| Noninterest expense | 1,134,000 | 2,282,000 | 3,460,000 | 4,839,000 |
| Provision for loan losses | 71,000 | 136,000 | 172,000 | 376,000 |
| Pretax income | 532,000 | 994,000 | 1,431,000 | 1,529,000 |
| Income tax | 190,000 | 348,000 | 484,000 | 491,000 |
| Net income | 342,000 | 646,000 | 947,000 | 1,038,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,271,000 | 13,576,000 | 13,877,000 | 13,966,000 |
| Total capital | 14,545,000 | 14,797,000 | 15,062,000 | 15,136,000 |
| Risk-weighted assets | 100,626,000 | 96,365,000 | 93,457,000 | 92,229,000 |