Call reports 2002
IPSWICH SAVINGS BANK — 2002
What IPSWICH SAVINGS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 |
|---|---|---|
| Total assets | 324,101,000 | 323,486,000 |
| Total loans | 197,842,000 | 193,907,000 |
| Allowance for loan losses | 2,144,000 | 2,166,000 |
| Securities available for sale | 74,202,000 | 77,319,000 |
| Securities held to maturity | 33,755,000 | 32,449,000 |
| Trading assets | 0 | 0 |
| Total deposits | 254,542,000 | 254,602,000 |
| Interest-bearing deposits | 229,634,000 | 224,461,000 |
| Noninterest-bearing deposits | 24,908,000 | 30,141,000 |
| Equity capital | 17,984,000 | 19,282,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 |
|---|---|---|
| Interest income | 4,659,000 | 9,258,000 |
| Interest expense | 1,899,000 | 3,762,000 |
| Net interest income | 2,760,000 | 5,496,000 |
| Noninterest income | 879,000 | 1,424,000 |
| Noninterest expense | 2,439,000 | 4,486,000 |
| Provision for loan losses | 30,000 | 73,000 |
| Pretax income | 1,143,000 | 2,334,000 |
| Income tax | 557,000 | 1,010,000 |
| Net income | 586,000 | 1,324,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 |
|---|---|---|
| Tier 1 capital | 17,680,000 | 18,415,000 |
| Total capital | 19,759,000 | 20,474,000 |
| Risk-weighted assets | 166,245,000 | 164,589,000 |