Call reports 2001
IPSWICH SAVINGS BANK — 2001
What IPSWICH SAVINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 291,686,000 | 298,457,000 | 303,514,000 | 320,971,000 |
| Total loans | 207,391,000 | 209,942,000 | 212,818,000 | 218,657,000 |
| Allowance for loan losses | 1,801,000 | 1,963,000 | 2,053,000 | 2,121,000 |
| Securities available for sale | 31,628,000 | 39,147,000 | 47,968,000 | 50,405,000 |
| Securities held to maturity | 28,859,000 | 30,983,000 | 27,895,000 | 35,343,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 242,365,000 | 247,124,000 | 248,132,000 | 252,448,000 |
| Interest-bearing deposits | 220,513,000 | 222,204,000 | 221,497,000 | 225,196,000 |
| Noninterest-bearing deposits | 21,852,000 | 24,920,000 | 26,635,000 | 27,252,000 |
| Equity capital | 15,537,000 | 15,953,000 | 17,158,000 | 17,717,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 5,030,000 | 9,870,000 | 14,817,000 | 19,752,000 |
| Interest expense | 2,768,000 | 5,292,000 | 7,631,000 | 9,830,000 |
| Net interest income | 2,262,000 | 4,578,000 | 7,186,000 | 9,922,000 |
| Noninterest income | 556,000 | 1,170,000 | 1,881,000 | 2,659,000 |
| Noninterest expense | 1,760,000 | 3,750,000 | 5,712,000 | 7,947,000 |
| Provision for loan losses | 25,000 | 50,000 | 75,000 | 100,000 |
| Pretax income | 1,033,000 | 2,130,000 | 3,462,000 | 4,716,000 |
| Income tax | 360,000 | 744,000 | 1,210,000 | 1,649,000 |
| Net income | 673,000 | 1,386,000 | 2,252,000 | 3,067,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,963,000 | 15,675,000 | 16,545,000 | 17,357,000 |
| Total capital | 16,865,000 | 17,638,000 | 18,598,000 | 19,478,000 |
| Risk-weighted assets | 162,715,000 | 164,941,000 | 170,071,000 | 176,216,000 |