Call reports 2023
FIRST TEXAS BANK — 2023
What FIRST TEXAS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 429,007,000 | 413,115,000 | 412,143,000 | 394,815,000 |
| Total loans | 179,489,000 | 187,527,000 | 180,811,000 | 176,349,000 |
| Allowance for loan losses | 904,000 | 883,000 | 833,000 | 820,000 |
| Securities available for sale | 21,527,000 | 16,622,000 | 16,606,000 | 14,836,000 |
| Securities held to maturity | 178,124,000 | 166,222,000 | 156,986,000 | 157,072,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 384,964,000 | 353,395,000 | 361,434,000 | 349,068,000 |
| Interest-bearing deposits | 208,397,000 | 185,873,000 | 196,402,000 | 194,267,000 |
| Noninterest-bearing deposits | 176,566,000 | 167,522,000 | 165,032,000 | 154,801,000 |
| Equity capital | 40,468,000 | 41,114,000 | 41,878,000 | 42,369,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,525,000 | 7,201,000 | 10,981,000 | 14,621,000 |
| Interest expense | 156,000 | 508,000 | 993,000 | 1,452,000 |
| Net interest income | 3,369,000 | 6,693,000 | 9,988,000 | 13,169,000 |
| Noninterest income | 381,000 | 777,000 | 1,166,000 | 1,537,000 |
| Noninterest expense | 1,907,000 | 3,828,000 | 5,724,000 | 7,705,000 |
| Provision for loan losses | 0 | -15,000 | -65,000 | -57,000 |
| Pretax income | 1,843,000 | 3,623,000 | 5,461,000 | 7,024,000 |
| Income tax | 378,000 | 742,000 | 1,118,000 | 1,437,000 |
| Net income | 1,465,000 | 2,881,000 | 4,343,000 | 5,587,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,038,000 | 41,767,000 | 42,541,000 | 42,848,000 |
| Total capital | 41,942,000 | 42,650,000 | 43,374,000 | 43,668,000 |
| Risk-weighted assets | 223,388,000 | 225,840,000 | 222,807,000 | 214,895,000 |