Call reports 2022
FIRST TEXAS BANK — 2022
What FIRST TEXAS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 442,187,000 | 427,864,000 | 456,557,000 | 436,054,000 |
| Total loans | 176,724,000 | 168,994,000 | 173,570,000 | 176,006,000 |
| Allowance for loan losses | 781,000 | 717,000 | 775,000 | 708,000 |
| Securities available for sale | 10,144,000 | 9,786,000 | 17,439,000 | 22,334,000 |
| Securities held to maturity | 199,633,000 | 199,638,000 | 196,643,000 | 181,649,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 400,918,000 | 385,683,000 | 413,816,000 | 393,094,000 |
| Interest-bearing deposits | 209,016,000 | 191,565,000 | 217,091,000 | 206,252,000 |
| Noninterest-bearing deposits | 191,902,000 | 194,119,000 | 196,725,000 | 186,842,000 |
| Equity capital | 37,944,000 | 38,885,000 | 39,277,000 | 39,710,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,794,000 | 5,677,000 | 8,795,000 | 12,198,000 |
| Interest expense | 30,000 | 60,000 | 112,000 | 220,000 |
| Net interest income | 2,764,000 | 5,617,000 | 8,683,000 | 11,978,000 |
| Noninterest income | 442,000 | 843,000 | 1,234,000 | 1,621,000 |
| Noninterest expense | 1,779,000 | 3,563,000 | 5,379,000 | 7,261,000 |
| Provision for loan losses | 16,000 | -48,000 | 10,000 | -57,000 |
| Pretax income | 1,411,000 | 2,945,000 | 4,528,000 | 6,395,000 |
| Income tax | 287,000 | 599,000 | 922,000 | 1,305,000 |
| Net income | 1,124,000 | 2,346,000 | 3,606,000 | 5,090,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,202,000 | 39,423,000 | 39,933,000 | 40,418,000 |
| Total capital | — | — | 40,708,000 | 41,126,000 |
| Risk-weighted assets | — | — | 219,875,000 | 225,543,000 |