Call reports 2021
FIRST TEXAS BANK — 2021
What FIRST TEXAS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 404,552,000 | 407,956,000 | 432,091,000 | 421,666,000 |
| Total loans | 154,861,000 | 155,625,000 | 163,700,000 | 173,298,000 |
| Allowance for loan losses | 698,000 | 728,000 | 800,000 | 765,000 |
| Securities available for sale | 20,866,000 | 20,821,000 | 22,764,000 | 10,485,000 |
| Securities held to maturity | 155,992,000 | 179,944,000 | 197,123,000 | 199,628,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 366,446,000 | 369,592,000 | 392,552,000 | 381,548,000 |
| Interest-bearing deposits | 204,062,000 | 191,405,000 | 199,192,000 | 184,618,000 |
| Noninterest-bearing deposits | 162,384,000 | 178,187,000 | 193,360,000 | 196,930,000 |
| Equity capital | 34,925,000 | 35,229,000 | 36,223,000 | 37,086,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,700,000 | 5,379,000 | 8,198,000 | 10,994,000 |
| Interest expense | 52,000 | 91,000 | 123,000 | 156,000 |
| Net interest income | 2,648,000 | 5,288,000 | 8,075,000 | 10,838,000 |
| Noninterest income | 698,000 | 1,118,000 | 1,579,000 | 2,009,000 |
| Noninterest expense | 1,819,000 | 3,657,000 | 5,479,000 | 7,272,000 |
| Provision for loan losses | 13,000 | 31,000 | 103,000 | 84,000 |
| Pretax income | 1,514,000 | 2,718,000 | 4,072,000 | 5,501,000 |
| Income tax | 250,000 | 493,000 | 768,000 | 1,058,000 |
| Net income | 1,264,000 | 2,225,000 | 3,304,000 | 4,443,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,623,000 | 34,960,000 | 35,989,000 | 37,077,000 |