Call reports 2020
FIRST TEXAS BANK — 2020
What FIRST TEXAS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 314,774,000 | 338,993,000 | 371,693,000 | 357,766,000 |
| Total loans | 128,745,000 | 140,587,000 | 148,857,000 | 152,147,000 |
| Allowance for loan losses | 358,000 | 700,000 | 700,000 | 685,000 |
| Securities available for sale | 18,125,000 | 21,525,000 | 21,497,000 | 16,113,000 |
| Securities held to maturity | 118,056,000 | 115,549,000 | 138,040,000 | 145,025,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 278,055,000 | 301,759,000 | 334,081,000 | 320,492,000 |
| Interest-bearing deposits | 152,713,000 | 156,819,000 | 188,896,000 | 174,162,000 |
| Noninterest-bearing deposits | 125,342,000 | 144,940,000 | 145,185,000 | 146,330,000 |
| Equity capital | 33,933,000 | 34,141,000 | 34,388,000 | 34,478,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,560,000 | 5,150,000 | 7,713,000 | 10,300,000 |
| Interest expense | 75,000 | 136,000 | 199,000 | 261,000 |
| Net interest income | 2,485,000 | 5,014,000 | 7,514,000 | 10,039,000 |
| Noninterest income | 408,000 | 773,000 | 1,187,000 | 1,605,000 |
| Noninterest expense | 1,897,000 | 3,920,000 | 5,751,000 | 7,577,000 |
| Provision for loan losses | 107,000 | 450,000 | 449,000 | 449,000 |
| Pretax income | 888,000 | 1,417,000 | 2,500,000 | 3,617,000 |
| Income tax | 210,000 | 276,000 | 493,000 | 715,000 |
| Net income | 678,000 | 1,141,000 | 2,007,000 | 2,902,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,435,000 | 33,323,000 | 33,589,000 | 33,985,000 |