Call reports 2019
FIRST TEXAS BANK — 2019
What FIRST TEXAS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 311,458,000 | 289,530,000 | 315,572,000 | 298,021,000 |
| Total loans | 109,498,000 | 115,560,000 | 116,646,000 | 124,531,000 |
| Allowance for loan losses | 192,000 | 204,000 | 214,000 | 252,000 |
| Securities available for sale | 15,902,000 | 16,128,000 | 15,664,000 | 15,639,000 |
| Securities held to maturity | 134,933,000 | 125,006,000 | 125,060,000 | 120,059,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 275,794,000 | 253,542,000 | 279,322,000 | 261,976,000 |
| Interest-bearing deposits | 156,289,000 | 134,509,000 | 153,831,000 | 136,641,000 |
| Noninterest-bearing deposits | 119,505,000 | 119,034,000 | 125,491,000 | 125,335,000 |
| Equity capital | 32,989,000 | 33,187,000 | 33,314,000 | 33,489,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,401,000 | 4,875,000 | 7,379,000 | 9,908,000 |
| Interest expense | 62,000 | 133,000 | 210,000 | 288,000 |
| Net interest income | 2,339,000 | 4,742,000 | 7,169,000 | 9,620,000 |
| Noninterest income | 408,000 | 817,000 | 1,230,000 | 1,643,000 |
| Noninterest expense | 1,927,000 | 3,962,000 | 5,951,000 | 7,891,000 |
| Provision for loan losses | 9,000 | 25,000 | 35,000 | 85,000 |
| Pretax income | 811,000 | 1,572,000 | 2,413,000 | 3,287,000 |
| Income tax | 158,000 | 307,000 | 473,000 | 648,000 |
| Net income | 653,000 | 1,265,000 | 1,940,000 | 2,639,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,084,000 | 33,133,000 | 33,245,000 | 33,382,000 |
| Total capital | 33,276,000 | 33,337,000 | 33,459,000 | 33,634,000 |
| Risk-weighted assets | 140,729,000 | 143,508,000 | 143,508,000 | 155,356,000 |