Call reports 2016
FIRST TEXAS BANK — 2016
What FIRST TEXAS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 285,016,000 | 278,141,000 | 295,839,000 | 276,642,000 |
| Total loans | 75,899,000 | 78,436,000 | 82,046,000 | 89,851,000 |
| Allowance for loan losses | 192,000 | 193,000 | 179,000 | 212,000 |
| Securities available for sale | 15,112,000 | 15,153,000 | 15,126,000 | 15,042,000 |
| Securities held to maturity | 143,062,000 | 138,540,000 | 141,573,000 | 141,593,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 252,137,000 | 245,068,000 | 262,513,000 | 243,511,000 |
| Interest-bearing deposits | 140,637,000 | 134,274,000 | 153,248,000 | 135,681,000 |
| Noninterest-bearing deposits | 111,500,000 | 110,794,000 | 109,265,000 | 107,830,000 |
| Equity capital | 30,641,000 | 30,729,000 | 30,816,000 | 30,888,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,546,000 | 3,076,000 | 4,642,000 | 6,257,000 |
| Interest expense | 34,000 | 69,000 | 101,000 | 137,000 |
| Net interest income | 1,512,000 | 3,007,000 | 4,541,000 | 6,120,000 |
| Noninterest income | 454,000 | 876,000 | 1,302,000 | 1,726,000 |
| Noninterest expense | 1,813,000 | 3,667,000 | 5,511,000 | 7,322,000 |
| Provision for loan losses | -15,000 | -14,000 | -29,000 | -17,000 |
| Pretax income | 168,000 | 230,000 | 361,000 | 541,000 |
| Income tax | 39,000 | 42,000 | 69,000 | 123,000 |
| Net income | 129,000 | 188,000 | 292,000 | 418,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,578,000 | 30,638,000 | 30,742,000 | 30,868,000 |
| Total capital | 30,770,000 | 30,831,000 | 30,921,000 | 31,080,000 |
| Risk-weighted assets | 109,413,000 | 113,464,000 | 117,462,000 | 123,791,000 |