Call reports 2015
FIRST TEXAS BANK — 2015
What FIRST TEXAS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 278,835,000 | 269,774,000 | 296,803,000 | 279,275,000 |
| Total loans | 66,506,000 | 67,717,000 | 72,912,000 | 78,330,000 |
| Allowance for loan losses | 182,000 | 191,000 | 193,000 | 205,000 |
| Securities available for sale | 15,056,000 | 15,057,000 | 15,124,000 | 15,031,000 |
| Securities held to maturity | 153,009,000 | 148,020,000 | 147,038,000 | 148,544,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 246,274,000 | 237,183,000 | 263,932,000 | 246,747,000 |
| Interest-bearing deposits | 140,070,000 | 134,910,000 | 156,113,000 | 141,582,000 |
| Noninterest-bearing deposits | 106,204,000 | 102,273,000 | 107,819,000 | 105,165,000 |
| Equity capital | 30,263,000 | 30,316,000 | 30,439,000 | 30,458,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,437,000 | 2,904,000 | 4,392,000 | 5,934,000 |
| Interest expense | 33,000 | 69,000 | 103,000 | 138,000 |
| Net interest income | 1,404,000 | 2,835,000 | 4,289,000 | 5,796,000 |
| Noninterest income | 449,000 | 881,000 | 1,321,000 | 1,750,000 |
| Noninterest expense | 1,800,000 | 3,604,000 | 5,404,000 | 7,236,000 |
| Provision for loan losses | -11,000 | -3,000 | 0 | 11,000 |
| Pretax income | 64,000 | 115,000 | 206,000 | 299,000 |
| Income tax | 4,000 | 4,000 | 17,000 | 31,000 |
| Net income | 60,000 | 111,000 | 189,000 | 268,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,231,000 | 30,316,000 | 30,371,000 | 30,450,000 |
| Total capital | 30,413,000 | 30,507,000 | 30,564,000 | 30,655,000 |
| Risk-weighted assets | 110,170,000 | 108,436,000 | 113,887,000 | 112,217,000 |