Call reports 2014
FIRST TEXAS BANK — 2014
What FIRST TEXAS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 275,555,000 | 258,028,000 | 283,628,000 | 258,416,000 |
| Total loans | 57,043,000 | 56,321,000 | 57,483,000 | 61,478,000 |
| Allowance for loan losses | 233,000 | 229,000 | 224,000 | 192,000 |
| Securities available for sale | 14,953,000 | 14,958,000 | 14,914,000 | 15,001,000 |
| Securities held to maturity | 154,667,000 | 154,319,000 | 154,310,000 | 155,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 243,728,000 | 225,657,000 | 251,011,000 | 224,026,000 |
| Interest-bearing deposits | 145,112,000 | 126,119,000 | 147,250,000 | 125,732,000 |
| Noninterest-bearing deposits | 98,616,000 | 99,538,000 | 103,761,000 | 98,294,000 |
| Equity capital | 29,773,000 | 30,088,000 | 30,161,000 | 30,165,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,405,000 | 2,811,000 | 4,256,000 | 5,670,000 |
| Interest expense | 35,000 | 72,000 | 105,000 | 143,000 |
| Net interest income | 1,370,000 | 2,739,000 | 4,151,000 | 5,527,000 |
| Noninterest income | 469,000 | 1,204,000 | 1,621,000 | 1,938,000 |
| Noninterest expense | 1,674,000 | 3,342,000 | 5,034,000 | 6,864,000 |
| Provision for loan losses | 3,000 | -3,000 | -11,000 | -41,000 |
| Pretax income | 162,000 | 604,000 | 749,000 | 642,000 |
| Income tax | 37,000 | 170,000 | 202,000 | 149,000 |
| Net income | 125,000 | 434,000 | 547,000 | 493,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,814,000 | 30,123,000 | 30,236,000 | 30,182,000 |
| Total capital | 30,047,000 | 30,352,000 | 30,460,000 | 30,374,000 |
| Risk-weighted assets | 105,974,000 | 101,242,000 | 108,700,000 | 106,778,000 |