Call reports 2013
FIRST TEXAS BANK — 2013
What FIRST TEXAS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 256,935,000 | 248,614,000 | 262,123,000 | 251,759,000 |
| Total loans | 57,656,000 | 55,697,000 | 56,165,000 | 56,348,000 |
| Allowance for loan losses | 261,000 | 256,000 | 241,000 | 232,000 |
| Securities available for sale | 13,233,000 | 15,102,000 | 14,901,000 | 15,002,000 |
| Securities held to maturity | 127,829,000 | 134,776,000 | 145,249,000 | 142,728,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 225,712,000 | 217,312,000 | 230,664,000 | 220,622,000 |
| Interest-bearing deposits | 131,785,000 | 123,196,000 | 136,686,000 | 129,385,000 |
| Noninterest-bearing deposits | 93,927,000 | 94,116,000 | 93,977,000 | 91,237,000 |
| Equity capital | 29,185,000 | 29,132,000 | 29,097,000 | 29,179,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,531,000 | 2,971,000 | 4,534,000 | 5,964,000 |
| Interest expense | 42,000 | 79,000 | 115,000 | 153,000 |
| Net interest income | 1,489,000 | 2,892,000 | 4,419,000 | 5,811,000 |
| Noninterest income | 495,000 | 952,000 | 1,414,000 | 1,866,000 |
| Noninterest expense | 1,703,000 | 3,326,000 | 4,985,000 | 6,621,000 |
| Provision for loan losses | -15,000 | -26,000 | -41,000 | -52,000 |
| Pretax income | 296,000 | 544,000 | 889,000 | 1,108,000 |
| Income tax | 82,000 | 148,000 | 247,000 | 303,000 |
| Net income | 214,000 | 396,000 | 642,000 | 805,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,048,000 | 29,080,000 | 29,175,000 | 29,189,000 |
| Total capital | 29,309,000 | 29,337,000 | 29,416,000 | 29,421,000 |
| Risk-weighted assets | 100,890,000 | 97,716,000 | 100,965,000 | 101,080,000 |