Call reports 2012
FIRST TEXAS BANK — 2012
What FIRST TEXAS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 250,117,000 | 244,487,000 | 267,960,000 | 249,203,000 |
| Total loans | 66,964,000 | 61,962,000 | 59,156,000 | 58,112,000 |
| Allowance for loan losses | 483,000 | 443,000 | 281,000 | 270,000 |
| Securities available for sale | 11,334,000 | 9,328,000 | 16,302,000 | 15,308,000 |
| Securities held to maturity | 112,911,000 | 110,881,000 | 108,350,000 | 125,897,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 218,889,000 | 213,225,000 | 236,423,000 | 218,070,000 |
| Interest-bearing deposits | 134,295,000 | 126,358,000 | 143,369,000 | 129,165,000 |
| Noninterest-bearing deposits | 84,594,000 | 86,867,000 | 93,054,000 | 88,905,000 |
| Equity capital | 29,065,000 | 29,124,000 | 29,195,000 | 29,169,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,833,000 | 3,554,000 | 5,215,000 | 6,814,000 |
| Interest expense | 69,000 | 123,000 | 175,000 | 223,000 |
| Net interest income | 1,764,000 | 3,431,000 | 5,040,000 | 6,591,000 |
| Noninterest income | 549,000 | 1,073,000 | 1,560,000 | 2,070,000 |
| Noninterest expense | 1,810,000 | 3,601,000 | 5,379,000 | 7,154,000 |
| Provision for loan losses | -61,000 | -104,000 | -274,000 | -290,000 |
| Pretax income | 564,000 | 1,007,000 | 1,495,000 | 1,797,000 |
| Income tax | 171,000 | 302,000 | 449,000 | 532,000 |
| Net income | 393,000 | 705,000 | 1,046,000 | 1,265,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,861,000 | 28,923,000 | 29,015,000 | 28,984,000 |
| Total capital | 29,344,000 | 29,366,000 | 29,296,000 | 29,254,000 |
| Risk-weighted assets | 109,496,000 | 103,674,000 | 106,164,000 | 100,489,000 |