Call reports 2010
FIRST TEXAS BANK — 2010
What FIRST TEXAS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 230,261,000 | 234,483,000 | 246,567,000 | 226,786,000 |
| Total loans | 93,770,000 | 92,670,000 | 91,338,000 | 86,511,000 |
| Allowance for loan losses | 602,000 | 875,000 | 847,000 | 843,000 |
| Securities available for sale | 16,408,000 | 16,419,000 | 16,507,000 | 16,312,000 |
| Securities held to maturity | 81,590,000 | 80,623,000 | 82,739,000 | 87,746,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 199,821,000 | 204,296,000 | 215,671,000 | 196,058,000 |
| Interest-bearing deposits | 124,255,000 | 126,581,000 | 138,557,000 | 124,193,000 |
| Noninterest-bearing deposits | 75,566,000 | 77,715,000 | 77,114,000 | 71,865,000 |
| Equity capital | 28,399,000 | 28,391,000 | 28,716,000 | 28,753,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,368,000 | 4,690,000 | 6,992,000 | 9,149,000 |
| Interest expense | 174,000 | 335,000 | 493,000 | 626,000 |
| Net interest income | 2,194,000 | 4,355,000 | 6,499,000 | 8,523,000 |
| Noninterest income | 631,000 | 1,196,000 | 1,818,000 | 2,415,000 |
| Noninterest expense | 1,939,000 | 3,898,000 | 5,774,000 | 7,621,000 |
| Provision for loan losses | -4,000 | 251,000 | 202,000 | 191,000 |
| Pretax income | 890,000 | 1,402,000 | 2,341,000 | 3,126,000 |
| Income tax | 283,000 | 437,000 | 736,000 | 982,000 |
| Net income | 607,000 | 965,000 | 1,605,000 | 2,144,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,824,000 | 27,807,000 | 28,072,000 | 28,236,000 |
| Total capital | 28,426,000 | 28,682,000 | 28,919,000 | 29,079,000 |
| Risk-weighted assets | 123,474,000 | 124,188,000 | 125,377,000 | 143,468,000 |