Call reports 2009
FIRST TEXAS BANK — 2009
What FIRST TEXAS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 178,100,000 | 176,399,000 | 235,966,000 | 232,789,000 |
| Total loans | 64,908,000 | 64,176,000 | 99,166,000 | 96,979,000 |
| Allowance for loan losses | 357,000 | 371,000 | 647,000 | 603,000 |
| Securities available for sale | 10,229,000 | 10,269,000 | 16,407,000 | 16,464,000 |
| Securities held to maturity | 68,710,000 | 70,734,000 | 73,566,000 | 81,589,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,533,000 | 154,553,000 | 206,398,000 | 202,843,000 |
| Interest-bearing deposits | 92,458,000 | 94,295,000 | 129,836,000 | 127,388,000 |
| Noninterest-bearing deposits | 64,075,000 | 60,258,000 | 76,562,000 | 75,455,000 |
| Equity capital | 19,918,000 | 20,275,000 | 27,390,000 | 28,202,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,813,000 | 3,632,000 | 7,635,000 | 10,075,000 |
| Interest expense | 237,000 | 464,000 | 914,000 | 1,122,000 |
| Net interest income | 1,576,000 | 3,168,000 | 6,721,000 | 8,953,000 |
| Noninterest income | 523,000 | 1,053,000 | 2,007,000 | 2,815,000 |
| Noninterest expense | 1,430,000 | 3,012,000 | 6,700,000 | 8,597,000 |
| Provision for loan losses | 24,000 | 88,000 | 56,000 | 52,000 |
| Pretax income | 645,000 | 1,121,000 | 1,972,000 | 3,119,000 |
| Income tax | 204,000 | 351,000 | 612,000 | 987,000 |
| Net income | 441,000 | 770,000 | 1,360,000 | 2,132,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,461,000 | 19,790,000 | 26,819,000 | 27,592,000 |
| Total capital | 19,818,000 | 20,161,000 | 27,466,000 | 28,195,000 |
| Risk-weighted assets | 89,018,000 | 89,608,000 | 129,040,000 | 127,778,000 |