Call reports 2008
FIRST TEXAS BANK — 2008
What FIRST TEXAS BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 177,359,000 | 179,584,000 | 169,665,000 | 172,797,000 |
| Total loans | 65,214,000 | 66,616,000 | 62,793,000 | 63,271,000 |
| Allowance for loan losses | 346,000 | 363,000 | 344,000 | 333,000 |
| Securities available for sale | 10,105,000 | 9,731,000 | 10,067,000 | 10,362,000 |
| Securities held to maturity | 68,816,000 | 71,822,000 | 70,671,000 | 68,707,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,129,000 | 158,799,000 | 148,536,000 | 151,866,000 |
| Interest-bearing deposits | 94,200,000 | 95,749,000 | 90,802,000 | 90,838,000 |
| Noninterest-bearing deposits | 61,929,000 | 63,050,000 | 57,734,000 | 61,028,000 |
| Equity capital | 19,293,000 | 19,094,000 | 19,331,000 | 19,563,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,195,000 | 4,315,000 | 6,364,000 | 8,265,000 |
| Interest expense | 510,000 | 953,000 | 1,320,000 | 1,605,000 |
| Net interest income | 1,685,000 | 3,362,000 | 5,044,000 | 6,660,000 |
| Noninterest income | 568,000 | 1,140,000 | 1,620,000 | 2,171,000 |
| Noninterest expense | 1,385,000 | 2,808,000 | 4,192,000 | 5,548,000 |
| Provision for loan losses | -36,000 | -19,000 | 1,000 | 10,000 |
| Pretax income | 904,000 | 1,713,000 | 2,471,000 | 3,273,000 |
| Income tax | 295,000 | 558,000 | 802,000 | 1,069,000 |
| Net income | 609,000 | 1,155,000 | 1,669,000 | 2,204,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,925,000 | 18,971,000 | 18,985,000 | 19,020,000 |
| Total capital | 19,271,000 | 19,334,000 | 19,329,000 | 19,353,000 |
| Risk-weighted assets | 93,671,000 | 93,589,000 | 88,674,000 | 90,313,000 |