Call reports 2007
FIRST TEXAS BANK — 2007
What FIRST TEXAS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 168,630,000 | 158,474,000 | 169,845,000 | 169,349,000 |
| Total loans | 65,007,000 | 65,390,000 | 64,738,000 | 63,767,000 |
| Allowance for loan losses | 495,000 | 504,000 | 505,000 | 398,000 |
| Securities available for sale | 7,553,000 | 9,352,000 | 9,621,000 | 9,814,000 |
| Securities held to maturity | 64,885,000 | 64,883,000 | 62,401,000 | 69,061,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,591,000 | 138,620,000 | 149,439,000 | 148,821,000 |
| Interest-bearing deposits | 87,564,000 | 82,560,000 | 92,813,000 | 95,003,000 |
| Noninterest-bearing deposits | 61,027,000 | 56,060,000 | 56,626,000 | 53,818,000 |
| Equity capital | 18,463,000 | 18,445,000 | 18,825,000 | 19,234,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,230,000 | 4,549,000 | 6,991,000 | 9,331,000 |
| Interest expense | 478,000 | 973,000 | 1,576,000 | 2,134,000 |
| Net interest income | 1,752,000 | 3,576,000 | 5,415,000 | 7,197,000 |
| Noninterest income | 543,000 | 1,069,000 | 1,631,000 | 2,197,000 |
| Noninterest expense | 1,369,000 | 2,798,000 | 4,157,000 | 5,438,000 |
| Provision for loan losses | 9,000 | 18,000 | 18,000 | -88,000 |
| Pretax income | 917,000 | 1,829,000 | 2,871,000 | 4,044,000 |
| Income tax | 300,000 | 598,000 | 941,000 | 1,327,000 |
| Net income | 617,000 | 1,231,000 | 1,930,000 | 2,717,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,463,000 | 18,574,000 | 18,774,000 | 19,061,000 |
| Total capital | 18,958,000 | 19,078,000 | 19,279,000 | 19,459,000 |
| Risk-weighted assets | 90,018,000 | 92,870,000 | 94,486,000 | 92,750,000 |