Call reports 2006
FIRST TEXAS BANK — 2006
What FIRST TEXAS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 160,836,000 | 161,484,000 | 163,222,000 | 161,284,000 |
| Total loans | 74,488,000 | 74,653,000 | 72,048,000 | 64,494,000 |
| Allowance for loan losses | 521,000 | 517,000 | 532,000 | 488,000 |
| Securities available for sale | 2,481,000 | 2,475,000 | 982,000 | 987,000 |
| Securities held to maturity | 53,008,000 | 60,370,000 | 58,375,000 | 66,380,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,905,000 | 142,454,000 | 143,681,000 | 141,699,000 |
| Interest-bearing deposits | 83,996,000 | 82,266,000 | 84,594,000 | 84,605,000 |
| Noninterest-bearing deposits | 57,909,000 | 60,188,000 | 59,087,000 | 57,094,000 |
| Equity capital | 17,734,000 | 17,934,000 | 18,154,000 | 18,334,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,017,000 | 4,215,000 | 6,455,000 | 8,731,000 |
| Interest expense | 341,000 | 739,000 | 1,161,000 | 1,637,000 |
| Net interest income | 1,676,000 | 3,476,000 | 5,294,000 | 7,094,000 |
| Noninterest income | 653,000 | 1,284,000 | 1,893,000 | 2,461,000 |
| Noninterest expense | 1,399,000 | 2,744,000 | 4,067,000 | 5,441,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | -17,000 |
| Pretax income | 921,000 | 1,998,000 | 3,093,000 | 4,131,000 |
| Income tax | 302,000 | 657,000 | 1,018,000 | 1,359,000 |
| Net income | 619,000 | 1,341,000 | 2,075,000 | 2,772,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,734,000 | 17,934,000 | 18,168,000 | 18,334,000 |
| Total capital | 18,255,000 | 18,451,000 | 18,700,000 | 18,822,000 |
| Risk-weighted assets | 90,943,000 | 94,540,000 | 93,800,000 | 88,033,000 |