Call reports 2005
FIRST TEXAS BANK — 2005
What FIRST TEXAS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 157,116,000 | 158,618,000 | 151,826,000 | 147,975,000 |
| Total loans | 61,898,000 | 65,614,000 | 66,313,000 | 69,250,000 |
| Allowance for loan losses | 469,000 | 487,000 | 504,000 | 517,000 |
| Securities available for sale | 6,581,000 | 6,544,000 | 3,507,000 | 2,487,000 |
| Securities held to maturity | 59,026,000 | 59,017,000 | 62,009,000 | 57,003,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,156,000 | 140,495,000 | 133,306,000 | 129,426,000 |
| Interest-bearing deposits | 81,061,000 | 83,135,000 | 80,215,000 | 78,287,000 |
| Noninterest-bearing deposits | 58,094,000 | 57,359,000 | 53,091,000 | 51,139,000 |
| Equity capital | 16,808,000 | 17,040,000 | 17,296,000 | 17,554,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,778,000 | 3,660,000 | 5,588,000 | 7,564,000 |
| Interest expense | 201,000 | 432,000 | 720,000 | 1,039,000 |
| Net interest income | 1,577,000 | 3,228,000 | 4,868,000 | 6,525,000 |
| Noninterest income | 814,000 | 1,558,000 | 2,298,000 | 3,025,000 |
| Noninterest expense | 1,356,000 | 2,738,000 | 4,068,000 | 5,413,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 1,020,000 | 2,018,000 | 3,053,000 | 4,077,000 |
| Income tax | 336,000 | 664,000 | 1,005,000 | 1,342,000 |
| Net income | 684,000 | 1,354,000 | 2,048,000 | 2,735,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,771,000 | 17,025,000 | 17,303,000 | 17,554,000 |
| Total capital | 17,240,000 | 17,512,000 | 17,807,000 | 18,071,000 |
| Risk-weighted assets | 79,551,000 | 83,484,000 | 83,090,000 | 86,980,000 |