Call reports 2004
FIRST TEXAS BANK — 2004
What FIRST TEXAS BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 149,075,000 | 146,910,000 | 152,698,000 | 143,687,000 |
| Total loans | 52,406,000 | 55,570,000 | 57,795,000 | 60,387,000 |
| Allowance for loan losses | 458,000 | 459,000 | 456,000 | 457,000 |
| Securities available for sale | 6,963,000 | 6,752,000 | 6,755,000 | 6,665,000 |
| Securities held to maturity | 59,599,000 | 63,552,000 | 60,043,000 | 60,034,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,318,000 | 129,357,000 | 135,093,000 | 126,207,000 |
| Interest-bearing deposits | 80,267,000 | 79,206,000 | 80,550,000 | 77,165,000 |
| Noninterest-bearing deposits | 51,051,000 | 50,151,000 | 54,543,000 | 49,042,000 |
| Equity capital | 16,674,000 | 16,583,000 | 16,668,000 | 16,678,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,656,000 | 3,331,000 | 5,026,000 | 6,751,000 |
| Interest expense | 182,000 | 357,000 | 532,000 | 726,000 |
| Net interest income | 1,474,000 | 2,974,000 | 4,494,000 | 6,025,000 |
| Noninterest income | 830,000 | 1,637,000 | 2,450,000 | 3,226,000 |
| Noninterest expense | 1,429,000 | 2,909,000 | 4,368,000 | 5,837,000 |
| Provision for loan losses | 15,000 | 30,000 | 40,000 | 40,000 |
| Pretax income | 860,000 | 1,672,000 | 2,536,000 | 3,374,000 |
| Income tax | 282,000 | 547,000 | 831,000 | 1,102,000 |
| Net income | 578,000 | 1,125,000 | 1,705,000 | 2,272,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,394,000 | 16,441,000 | 16,521,000 | 16,588,000 |
| Total capital | 16,852,000 | 16,900,000 | 16,977,000 | 17,045,000 |
| Risk-weighted assets | 72,232,000 | 74,981,000 | 76,042,000 | 76,831,000 |