Call reports 2003
FIRST TEXAS BANK — 2003
What FIRST TEXAS BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 147,156,000 | 152,992,000 | 150,316,000 | 142,698,000 |
| Total loans | 51,530,000 | 52,600,000 | 50,290,000 | 50,751,000 |
| Allowance for loan losses | 496,000 | 461,000 | 479,000 | 459,000 |
| Securities available for sale | 7,079,000 | 7,156,000 | 7,017,000 | 7,001,000 |
| Securities held to maturity | 59,118,000 | 61,639,000 | 62,603,000 | 64,588,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,889,000 | 135,583,000 | 132,793,000 | 125,314,000 |
| Interest-bearing deposits | 80,095,000 | 84,192,000 | 82,135,000 | 78,318,000 |
| Noninterest-bearing deposits | 49,794,000 | 51,391,000 | 50,658,000 | 46,996,000 |
| Equity capital | 16,212,000 | 16,399,000 | 16,426,000 | 16,617,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,735,000 | 3,499,000 | 5,243,000 | 6,938,000 |
| Interest expense | 274,000 | 524,000 | 751,000 | 956,000 |
| Net interest income | 1,461,000 | 2,975,000 | 4,492,000 | 5,982,000 |
| Noninterest income | 984,000 | 1,941,000 | 2,861,000 | 3,769,000 |
| Noninterest expense | 1,555,000 | 3,126,000 | 4,690,000 | 6,121,000 |
| Provision for loan losses | 154,000 | 188,000 | 222,000 | 222,000 |
| Pretax income | 736,000 | 1,602,000 | 2,441,000 | 3,408,000 |
| Income tax | 238,000 | 520,000 | 793,000 | 1,111,000 |
| Net income | 498,000 | 1,082,000 | 1,648,000 | 2,297,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,867,000 | 16,001,000 | 16,117,000 | 16,316,000 |
| Total capital | 16,363,000 | 16,462,000 | 16,596,000 | 16,775,000 |
| Risk-weighted assets | 74,386,000 | 75,647,000 | 71,328,000 | 69,795,000 |