Call reports 2002
FIRST TEXAS BANK — 2002
What FIRST TEXAS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 142,363,000 | 146,973,000 | 143,282,000 | 142,602,000 |
| Total loans | 49,412,000 | 50,887,000 | 50,510,000 | 49,692,000 |
| Allowance for loan losses | 312,000 | 342,000 | 345,000 | 364,000 |
| Securities available for sale | 6,757,000 | 6,899,000 | 7,090,000 | 7,135,000 |
| Securities held to maturity | 58,090,000 | 58,079,000 | 57,116,000 | 57,110,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,043,000 | 130,524,000 | 126,262,000 | 125,539,000 |
| Interest-bearing deposits | 82,724,000 | 85,546,000 | 78,871,000 | 78,603,000 |
| Noninterest-bearing deposits | 43,319,000 | 44,978,000 | 47,391,000 | 46,936,000 |
| Equity capital | 15,266,000 | 15,537,000 | 15,930,000 | 16,199,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,879,000 | 3,749,000 | 5,611,000 | 7,480,000 |
| Interest expense | 422,000 | 797,000 | 1,141,000 | 1,441,000 |
| Net interest income | 1,457,000 | 2,952,000 | 4,470,000 | 6,039,000 |
| Noninterest income | 998,000 | 2,027,000 | 3,080,000 | 4,113,000 |
| Noninterest expense | 1,526,000 | 3,058,000 | 4,536,000 | 6,068,000 |
| Provision for loan losses | 47,000 | 112,000 | 143,000 | 175,000 |
| Pretax income | 882,000 | 1,809,000 | 2,871,000 | 3,909,000 |
| Income tax | 286,000 | 587,000 | 934,000 | 1,274,000 |
| Net income | 596,000 | 1,222,000 | 1,937,000 | 2,635,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,129,000 | 15,305,000 | 15,571,000 | 15,819,000 |
| Total capital | 15,441,000 | 15,647,000 | 15,916,000 | 16,183,000 |
| Risk-weighted assets | 68,005,000 | 70,380,000 | 70,332,000 | 69,526,000 |