Call reports 2024
INVESTMENT SAVINGS BANK — 2024
What INVESTMENT SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 106,526,000 | 105,869,000 | 103,633,000 | 102,487,000 |
| Total loans | 46,799,000 | 46,660,000 | 46,614,000 | 46,786,000 |
| Allowance for loan losses | 406,000 | 386,000 | 386,000 | 385,000 |
| Securities available for sale | 39,959,000 | 39,738,000 | 40,446,000 | 39,735,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,003,000 | 75,004,000 | 71,793,000 | 73,489,000 |
| Interest-bearing deposits | 64,115,000 | 66,382,000 | 63,583,000 | 64,618,000 |
| Noninterest-bearing deposits | 11,888,000 | 8,622,000 | 8,210,000 | 8,871,000 |
| Equity capital | 20,147,000 | 20,350,000 | 21,185,000 | 20,726,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 879,000 | 1,798,000 | 2,734,000 | 3,644,000 |
| Interest expense | 343,000 | 705,000 | 1,091,000 | 1,459,000 |
| Net interest income | 536,000 | 1,093,000 | 1,643,000 | 2,185,000 |
| Noninterest income | 41,000 | 81,000 | 123,000 | 169,000 |
| Noninterest expense | 550,000 | 1,064,000 | 1,597,000 | 2,228,000 |
| Provision for loan losses | -1,000 | -2,000 | -2,000 | -3,000 |
| Pretax income | 28,000 | 112,000 | 171,000 | 129,000 |
| Income tax | -2,000 | 12,000 | 20,000 | 9,000 |
| Net income | 30,000 | 100,000 | 151,000 | 120,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,682,000 | 22,752,000 | 22,804,000 | 22,772,000 |