Call reports 2022
INVESTMENT SAVINGS BANK — 2022
What INVESTMENT SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 106,445,000 | 105,129,000 | 105,312,000 | 107,687,000 |
| Total loans | 43,658,000 | 44,487,000 | 44,986,000 | 46,621,000 |
| Allowance for loan losses | 379,000 | 379,000 | 379,000 | 379,000 |
| Securities available for sale | 47,918,000 | 46,425,000 | 45,722,000 | 45,291,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,548,000 | 83,556,000 | 82,192,000 | 81,988,000 |
| Interest-bearing deposits | 74,527,000 | 74,373,000 | 72,303,000 | 71,732,000 |
| Noninterest-bearing deposits | 10,021,000 | 9,183,000 | 9,889,000 | 10,256,000 |
| Equity capital | 20,841,000 | 20,060,000 | 19,181,000 | 19,383,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 603,000 | 1,231,000 | 1,919,000 | 2,683,000 |
| Interest expense | 66,000 | 130,000 | 222,000 | 366,000 |
| Net interest income | 537,000 | 1,101,000 | 1,697,000 | 2,317,000 |
| Noninterest income | 35,000 | 77,000 | 114,000 | 154,000 |
| Noninterest expense | 571,000 | 1,114,000 | 1,671,000 | 2,228,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,000 | 64,000 | 140,000 | 243,000 |
| Income tax | -7,000 | 4,000 | 17,000 | 40,000 |
| Net income | 8,000 | 60,000 | 123,000 | 203,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,239,000 | 22,291,000 | 22,258,000 | 22,434,000 |