Call reports 2021
INVESTMENT SAVINGS BANK — 2021
What INVESTMENT SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 109,805,000 | 109,059,000 | 108,720,000 | 108,972,000 |
| Total loans | 45,395,000 | 45,141,000 | 45,607,000 | 44,370,000 |
| Allowance for loan losses | 374,000 | 374,000 | 379,000 | 379,000 |
| Securities available for sale | 47,596,000 | 47,831,000 | 48,508,000 | 48,093,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,552,000 | 84,851,000 | 85,032,000 | 84,986,000 |
| Interest-bearing deposits | 75,254,000 | 74,774,000 | 75,601,000 | 75,647,000 |
| Noninterest-bearing deposits | 10,298,000 | 10,077,000 | 9,431,000 | 9,339,000 |
| Equity capital | 22,437,000 | 22,434,000 | 22,434,000 | 22,135,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 664,000 | 1,304,000 | 1,918,000 | 2,531,000 |
| Interest expense | 101,000 | 188,000 | 269,000 | 342,000 |
| Net interest income | 563,000 | 1,116,000 | 1,649,000 | 2,189,000 |
| Noninterest income | 35,000 | 70,000 | 109,000 | 149,000 |
| Noninterest expense | 534,000 | 1,063,000 | 1,644,000 | 2,190,000 |
| Provision for loan losses | 2,000 | 2,000 | 7,000 | 7,000 |
| Pretax income | 62,000 | 121,000 | 107,000 | 141,000 |
| Income tax | 7,000 | 10,000 | -80,000 | -83,000 |
| Net income | 55,000 | 111,000 | 187,000 | 224,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,060,000 | 22,115,000 | 22,191,000 | 22,257,000 |